5 Easy Ways To Save Up For An Engagement Ring
Rochester Hills Engagement Ring Sales - International Diamond Importers (248) 652-6040
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1. Set Up Automatic Transfers
If you use online banking, you are often able to set up automatic transfers from your checking account to your savings account. Create a separate checking account for your engagement ring fund, but make sure to label it something discreet in case your significant other sees. Start out by having it automatically transfer a smaller amount of money into it weekly, and then adjust from there. If after a month or two you think you can make the transfer amount larger, go for it! This is a mindless way to automatically save a good chunk of cash, and you usually earn more interest from money in your savings account, a double win.
2. Do Your Research
If you were going to buy a car, you would have researched it from top to bottom and everything in between. You would know who you're going to buy it from to get the best deal, you trust the information, and you check it out for yourself. You crunch the numbers and decide what you want and don't want before even pulling the trigger. Be the same way before you even decide to purchase the engagement ring. When you are educated on diamonds, types of metals, and style of engagement rings, you are able to look much more objectively at the ring as a whole when picking out the perfect engagement ring. You understand what affects price and therefore can be educated on cost before you even step into a store.
3. Be A Cheap Date
This method for saving some quick cash here and there seems like the most obvious, but it usually the most under utilized. Instead of chowing down on dinners at trendy restaurants, going out and ordering fancy drinks, or going to concerts, just do it all but smarter. Groupon and Living Social offer great deals on all of the above, and allow you to still have fun while sneakily saving some cash. Free dates like hiking, making a romantic dinner at home, or visiting your local art shows are a great way to take your significant other out without shelling out major cash.
4. Skip The Big Purchases
This may be the toughest one of the list and requires you to sacrifice the good - and usually much more expensive - things in life. Hold off on that new stereo system for your car or save buying that brand new suit that you know is a little overpriced when it is on sale. Use the money that you would have spent on those purchases towards the engagement ring. Skipping the big purchases usually only hurts for a second and is going to be totally worth it when you see how much she loves her new engagement ring.
5. The $5 Bill Method
We've all heard the stories about how the random dad on the Internet used cash to purchase everything and every time he got a $5 bill, he didn't spend it and immediately put it in his piggy bank. At the end of the year, it funded a vacation for him and his family of four to Disney. I know, it sounds crazy, but there is actual legitimacy to this method. By paying for everything in cash, you become more aware of how much money you are actually spending and are therefore more motivated to save your money. And hey, if any random person on the Internet could do it, you can too.
For experienced Rochester Hills Engagement Ring Sales, stop by International Diamond Importers or dial (248) 652-6040.
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